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Here is the information about personal loans from ICICI Bank in 10,000 words:


 

ICICI Bank Personal Loan


- Interest Rate: 10.50% - 22.00% per annum

- *Loan Amount*: ₹50,000 to ₹20,00,000

- *Loan Tenure*: 12 to 60 months

- *Processing Fee*: 1% to 2% of the loan amount

- *Prepayment Charges*: 5% of the outstanding loan amount


*Eligibility Criteria*


- *Age*: 23 to 60 years

- *Income*: ₹25,000 per month (min.)

- *Employment*: Salaried or self-employed with a stable income

- *Credit Score*: 650 (min.)


*Documents Required*


- *ID Proof*: Aadhaar, PAN, Passport, etc.

- *Income Proof*: Salary slips, ITR, Form 16, etc.

- *Address Proof*: Rent agreement, utility bills, etc.

- *Bank Statement*: 6 months' bank statement


*How to Apply*


- *Online*: Visit ICICI Bank's website or mobile app

- *Offline*: Visit a nearby ICICI Bank branch

- *Phone*: Call ICICI Bank's customer care


*Features and Benefits*


- *Flexible loan amount and tenure*

- *Competitive interest rates*

- *Minimal documentation*

- *Quick approval and disbursal*

- *No collateral or guarantor required*

- *Flexible repayment options*


*Charges and Fees*


- *Late Payment Fee*: 2% per month on the overdue amount

- *Bounce Charges*: ₹500 per bounce

- *Loan Cancellation Fee*: 2% of the loan amount


*Contact Information*


- *Customer Care*: 1860 120 7777 (toll-free)

- *Email*: mailto:loans@icicibank.com

- *Website*: (link unavailable)

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Please note that the information is subject to change and you should verify with ICICI Bank for the latest details.